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Fiat Credit Can’t Cut It

International students, from developing nations in particular, who study in the US face difficulties for them to afford basic living expenses, that is too vital.

That’s based on an Indian student, Kalpesh Kapadia and co-founder of SelfScore. SelfScore is a startup which uses”a different set of acceptance metrics” to provide credit cards to people who would otherwise be denied them because of various US requirements.

“I went to open a bank account for [my cousin] and receive a social security number, and I discovered it was impossible for her to obtain an SS number on day one,” Kapadia explains in an interview with Tech In Asia. “You must have a job.”

Not only a job or security: the absence of a credit report caused them to pay double the deposit on an apartment, a $500 USD deposit on a smartphone and be denied even the fundamental tool from the US — a carbitcoin casino iphone app bitcoin casino free spins now|SelfScore} manages negotiations and audits while using more common sense standards to give pupils|SelfScore now handles audits and negotiations while using common sense standards to give students the money they need|While using more common sense criteria to give students the money they want selfScore now manages negotiations and audits|While using more common sense standards to give students the money they want selfScore handles audits and negotiations with credit institutions}.

If a pupil has the money to study in the first place they need to make suitably credit candidates.

Bitcoin: Solution in Waiting

While the traditional hurdles of the legacy financial system are shown up as absurd by the international student example, the situation even for SelfScore’s 5000 applicants remains precarious and bitcoin mining vs casino.

Remittance providers and bitcoin debit cards are already capable of providing an all-in-one solution — although the problem begins when funds are in another country.

Why tangle with fiat options at all, when even SelfScore needs personal information and”public information from the pupils gathered by the US Department of Homeland Security”?

Bitcoin can be sent from anywhere to anywhere. A debit card can be purchased by A student in the usa with no form of financial buoyancy checks.

Even if a student had no access to funds to cover the card, this liquidity issue would be solved by a meetup in person to exchange cash for BTC through LocalBitcoins.

Together with all the cards, even the need for emergency money is catered for thanks to Bitcoin loans startups, such as Credible and BTCJam Friends, which are becoming more prevalent in 2016.

With a variety of debit card options available regardless of a person’s state of residence, even the downsides such as charges can be mitigated by the freedom the cardholder feels duebitcoin casino bonuses mama bitcoin casino slots showcase apk do you think about Bitcoin’s capacity to help pupils become more independent overseas? Have you had experience of it yourself? Let us know your thoughts in the comments below.

Images courtesy of Shutterstock, The Nation.